I got defaulted onto the minimum repayment and like about four or five years later I thought, why am I still paying for these things? Having a long-term plan and sticking to it is definitely the way to go. Should it be on the school curriculum? So I wont name them all. Joining. 2,025 likes, 16 comments - Simran Boparai (@simrn.boparai) on Instagram: "What drives you to get up in the morning and chase your dreams? Isabel Berwick So its sort of magic, but many people are not too aware of whats going on. Theres lots of free articles, sources and information videos because, of course, videos could do a much better job of teaching people than necessarily written materials can. 92Q Jams - Baltimore, MD - Listen to free internet radio, news, sports, music, audiobooks, and podcasts. You know, pay isnt going up at the same rate. LIKE US ON FACEBOOK.FOLLOW US ON TWITTER AND INSTAGRAM.SUBSCRIBE TO OUR YOUTUBE. Headkrack, a former member of "The Rickey Smiley Morning Show," has been hosting "The Morning Hustle" since it was launched into syndication in 2020. I mean, people talk about lifestyle creep and about how when you start to earn more, all of these things get added on to the list of expectations. "I'm happy to see the landscape of Urban AC morning radio continue to expand with Rickey . Isabel Berwick So it was worth it in the end. Lance Venta is Owner and Publisher of RadioInsight.com. Join Our Text Club To Get The Latest Music, Entertainment, Contests And Breaking News On Your Phone. So I think one of the problems that doesnt get talked about very much is that some of the most high-profile people on TikTok especially are American. Jeezy joined The Morning Hustle the morning after his VERZUZ battle with Gucci Mane to talk about his new album,. Catch up with everything you missed over the weekend from Kim & Kanye seems like they are finally calling it quits and why Twitter thought DaBaby was dissing a Disney star in his new song! A really, really powerful person. He moved up in the ranks after that, becoming the co-host of "Rap Attack." His sharp, funny wit got him a spot on "The Big Phat Morning Show." After ChatGPT debuted in March, an open letter signed by more than 1,000 people urged for a six-month pause on the development of systems more advanced than ChatGPT-4. Claer Barrett Yeah, lots of people are looking at this at the moment. "The idea that this stuff could actually get smarter than people a few people believed that," he told the Times. And you would hope that the value of your investments might have a better chance of outperforming inflation. Its not something that you have to do, although obviously there are advantages when youre buying, you get more protection. Show them your bills if theyre a bit older, if they want to get a mobile phone, say, OK, you go and do a costing, you know, like what would it be? Did Joe Exotic Really Think He Was Getting A Pardon From Donald Trump?! Jackson TN WJAK-AM 1460 And I found that extraordinary in a way, because if you were an accountant, you think that you would look after yourself first and others next. But conveniently, that was also the topic of last weeks episode. Isabel Berwick And weve got masses of questions about investing. "I console myself with the normal excuse: If I hadn't done it, somebody else would have," he said. RAMP has confirmed that Angie Ange, one of the original hosts of Reach Medias nationally syndicated The Morning Hustle has left the show to focus on her digital media company and pursue several new business ventures. Greenwood-Greenville MS WGNG-FM 106.3 If you take one of these so-called IVAs, you could end up in a worse position than you started off in. Claer Barrett And you still have the doll? Rounding out the team is St. Louis native OnAir Jordan who has been in the game since middle school, Lorel, who some may know from her co-hosting duties on Angela Yees Lip Service podcast along with radio, and electrifying comedian Billy Sorrells. The Morning Hustle was originally launched in May 2019 on Radio One Urban WKYS/Washington, as host Angie Ange was joined by new co-hosts Jordan and Lorel. Hinton joins several high-profile AI pioneers concerned about the technology's future. Well talk more about pensions later because there is free money on the table from your employer. YouTube is a huge platform for the personal finance information. In an interview with the New . So it looks like its me and then theyll message you knowing that youre one of my followers and just say something really innocuous like, Hi, how you doing? And you think, Huh! Richmond VA WCDX-FM 92.1 You know, you can open an investment account in America with a stockbroker, but if you open a general investment account over here, its probably not the right thing to do because we have something the Americans dont. Something we learn in journalism is that dont be afraid to ask the stupid question. Claer Barrett Mmm. The show will air weekdays from 6-10 a.m. ET/5-9 a.m. CT on 70 stations, taking over the slot once inhabited by Tom Joyner. Why isnt the Internet an option? And you know, this is why I love being on social media because you learn, youre not just there to teach them. Headkrack explains, It wasnt, you know, some brilliant world dominating plan. and other data for a number of reasons, such as keeping FT Sites reliable and secure, The Morning Hustle show will feature Headkrack, Angie Ange and more. Isabel Berwick So Im gonna move on to some stuff about the Internet, which I think is huge. Claer Barrett Yeah, absolutely. Yes. And then when you take money out of your pension, yes, you will pay some tax, but you will also get a quarter of it, your tax-free lump sum, free of tax. Action: Mike Dee, Tim Murphy, on Executive Action: Second Estate Records, on EVP Elevation For The Orchards Arnold, on Reach Media Launches Ryan Cameron Uncensored, on Limon Named Music Coordinator, ALT 98.7, on Steele Upped To PM Drive, WJJK/Indianapolis, Cutchall Takes Command Of Beasley Las Vegas, Reach Media Launches Ryan Cameron Uncensored, SoundExchange Welcomes Strouse, Cohn, Carmichael, Audacy Exec. Obviously, you know, youve got links within your family, your parents, friends, if you can be bothered to talk to them. And when it comes to goals, how do you set them? Selling stuff online. You know, should you think about paying down your mortgage rather than taking out an Isa? Ft. Smith-Fayetteville AR KQIS-AM 1340 & 105.3 Headkrack assumed the lead role in the replacement program for Smileys urban contemporary affiliates after Smiley succeeded the retired Tom Joyner on urban AC stations that previously carried Joyner. (laughter) Lets hope hes not watching. quite a lot of questions about children. So I think that tracking things is really important. I thought it was 30 to 50 years or even longer away. What would you advise? Today, Urban One Inc.s Reach Media and Radio One announced that Kyle Santillian, one of Chicagos most popular personalities, is joining the nationally syndicated show The Morning Hustle. Isabel Berwick. And nowadays with the cost of student debt, the extra costs that youll rack up if you start one course and then switch courses and move to another one. They know that youre paying for things, when you stop a cab . In a post on his Instagram Story, Headkrack seemed to. Isabel Berwick What would you recommend regarding your first credit card?, which Im gonna take, is taking one out or choosing or getting one in the first place. But if youre in a regular paid job and you know that if you do get made redundant, youre gonna get a redundancy pay-off, then maybe you dont need quite so much. personalising content and ads, providing social media features and to Claer Barrett Yes. The beloved host revealed in June that Rickey would succeed him as the morning anchor following his retirement at the end of 2019. And this is a recording of a webinar that we did to mark the event organised by the FTs financial literacy charity, FLIC. See our privacy policy. They just kind of like needed a bit of help to get themselves organised and actually put some of the plans in place for themselves that they were doing for their clients. So you take the credit card out, make sure you can pay it back. ", Even benign dependency on AI/Automation is dangerous to civilization if taken so far that we eventually forget how the machines work. Sorry. Can you tell the viewers what that was? Isabel Berwick So in the webinar, we delved into the ways that your financial personality, as you call it, can affect the ways you handle money. They add like a one to my handle @ClaerB1 or @ClaerB_. !function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0],p=/^http:/.test(d.location)? . But youve still got the memories? But we need to kind of share information with them to sort of desensitise them a bit, but not too much to make them feel insecure. People paying you late, you know, is a huge problem. Four Girls Arrested in Fatal Stabbing Of 15-Year-Old in Louisiana Walmart, Ciera Paytons Followers Influenced Her To Study Wendy Williams Long Before She Auditioned [WATCH], Ashanti Reveals What She Was REALLY Doing On Her Phone During Keyshia Cole Verzuz Battle [WATCH], Whos Cappin?! Ive come up with the concept of a financial personality in the book to help us think a little bit more objectively about our good and our bad habits when it comes to managing money. We care about your data. So it really, really pays to and student loans is the other one the US student loan system, the UK student loan system completely different. Currently, Sissy is the co-host of the Kenny Smoov Morning Show which airs weekly from 5am-10am on WQQK 92.1 Nashville. Its the same for all kinds of other addictions because I think, you know, spending can be an addiction. We care about your data. But the other thing that people overlook, which they often did in the pandemic, because there was all of this talk of investing apps and trading in crypto. Isabel Berwick People watching might not know that and it might be on offer. Entrepreneur and its related marks are registered trademarks of Entrepreneur Media Inc. Geoffrey Hinton, a pioneer in artificial intelligence, is concerned about what will happen if AI gets into the wrong hands. So you dont want to be investing money that you might need back in a couple of years time because if stock markets fall and you cant leave your money in there sequentially, reinflate as they get better over time, then youre gonna be taking your money out and crystallising that loss. Even if youre resisting paying off the debts, you have no clue about whats happening. Ange and Sorrells were part of the original The Morning Hustle, previously a local show on Radio One urban contemporary 93.9 Kiss FM WKYS Washington, DC. In a statement sent to RAMP, Radio One VP of Programming Colby Colb Tyner said, Angie Ange has decided to depart The Morning Hustle to pursue other business interests and we wish her well in her future endeavors. A Psychologist Reveals 3 Signs You Should Walk Away From Someone Fast. The Morning Hustle | 92q Staff Introducing 'The Morning Hustle' Radio Show With Headkrack, Angie Ange & More Next Monday, a new nationally syndicated radio show will hit the daytime airwaves featuring some familiar faves. And it's all because of your newly published book, Claer, called What They Don't Teach You About Money. Headkrack breaks down what Cardi B said about her decision to post a Twitter photo of a man accused of robbing her cousin at gunpoint, a new release from Fred The Godson, and what you need to watch this weekend in the Hip Hop Spot on The Morning Hustle. The A.M Clique with Kelson and DJ AngelBaby is a local, high-energy morning show that reflects the hip-hop lifestyle and culture. Claer Barrett OK, so you can start doing a regular investment into a stocks and shares Isa from 25 a month on the big platforms that dont need any more publicity. You know, thats the step one. As previously noted, Kyle is a new addition to the show and not a replacement for Headkrack.. Dallas KBFB-FM 97.9 Mortgages. Major tech companies such as Google and Microsoft compete for AI dominance, causing the race to accelerate. My biggest money mistake was when I was a personal finance journalist. As of Tuesday, January 26th, there have been a reported 421K total deaths in the United States. And the feeling Im gonna hold onto is the feeling when I shot the Hello Kitty folder, having dealt with all of the things or some of the things with my financial to-do list, that feeling of like Im getting on top of this, Im taking smaller steps towards becoming a better financial me. Next Monday, a new nationally syndicated radio show will hit the daytime airwaves featuring some familiar faves. Now lets get it!. So all of those things are fine. So if the debt advice is free, confidential and available, which it is, then always take that option. 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And if youre watching things in the UK, there are certain things that cross the transatlantic border, like, you know, investing regularly, you know, little and often small amounts, compound interest, the miracle of how these investments into index funds, in particular, where youre buying a slice of the whole market is cheap and your money can grow quite substantially over time. Elijah Connor Talks "Grown & Gospel," Going Viral With Diddy, & More! Now the fees are marginally higher on these funds where you can invest very, very small sums and put them into an Isa. And if it isnt, you know, money coaching, it gets a bit of a bad rap sometimes because money coaching, its one of these catch-all terms you need. Claer Barrett Yeah, I mean, its one of those things that financial advisers kind of pluck out of the air and say, You need to have six months. I think a lot of it depends on your individual circumstances. Isabel Berwick Similar principle to decluttering, isnt it? So I ended up overpaying about 200, I think, for this coffee table more than I should have done because of all of those interest payments getting charged on that card. That's scary. The Morning Hustle begins its audio morning time takeover on Monday, January 6 beginning at 6AM ET. Its possible for your financial personality to change, and the biggest way I think that you can effect change is by educating yourself, which is what were all here to do, but also by talking about money more with those closest to you. Columbus GA (Opelika, AL) WBFA-FM 98.3 Joel Holland, CEO of Harvest Hosts, grew the company's membership from 6,000 to more than 250,000 since 2018. You know, I this sort of thing, this is something friendly and Im not gonna be intimidated by it. Co-hosts HEADKRACK and LORE'L continue as . Its you know, its a very personal decision. We care about your data. Ive got cash savings as well. If you reach out to people who are who you follow, they are willing to give you a bit of time and advice and the benefit of their experience. Shes got a Netflix show and she has paid off huge amounts of personal debt in her time. The show is currently utilizing rotating guest in the third slot, with comedian Lil Duval filling-in this week. Copyright 2023 Entrepreneur Media, Inc. All rights reserved. And sometimes theres an expectation that people it doesnt have to be the woman, it could be the man, you know needs to be treated. Todays podcast is a general discussion around financial topics and does not constitute an investment recommendation or individual financial advice. You know, especially if youre the breadwinner. Again, we made a podcast on Money Clinic about that. And it just made me feel differently about money. And I think that with the demise of things like paper rounds and sassy jokes housing your kids towards passing their exams, this is unfortunately part of learning about money that everyone is missing out on. And I tell the story. Im Isabel Berwick, host of Working It, the FTs Work and Careers podcast. I think weve asked a lot of you today. Are You Too Trusting? Im saving money. Now, so far this year, my own stocks and shares Isa hasnt made any money for me. The child was reportedly arrested after the police was called on the young girl after she became upset . The pandemic obviously has caused lots of issues. Claer Barrett. Because people, there was an element of shame of not knowing in the first place, but there really shouldnt be. The company can confirm that Headkrack is no longer with the Morning Hustle as his contract expired and we didnt come to terms on a new agreement prior to the expiration, a statement from Reach Media/Urban One read. Claer Barrett You get really pissed then, its like the broom that spin around and so my luxury at the time, I would often come home and find me lying on the floor, (chuckles) past asleep. In an interview with the New York Times, Hinton talked about his decision to leave Google, where he was co-founder of Google Brain, a research team that develops artificial intelligence systems. So loads of questions about couples, families Isabel Berwick This one has touched me. Learn about theses six powerful time management strategies you can implement in a hybrid or remote workplace. Claer Barrett Yeah, I mean, the answer is we dont know. Like maybe youre made redundant or you get ill and you cant work, youre self-employed. Please be sure to open and click your first newsletter so we can confirm your subscription. Ive always had a financial to-do list. I dont mind admitting this to you. Claer Barrett Our thanks to FT Live and to FLIC, the FTS charity promoting financial literacy and inclusion, for organising that webinar on what they dont teach you about money. You know, how I was going to earn my living. Lets go on holiday together. Birmingham AL WBHJ-FM 95.7 By Geoffrey Hinton, often called "the Godfather of AI ," spent most of his career singing the praises of artificial intelligence. But now he's worried that AI might become more advanced than the human brain. The Quicksilva Show with Dominique Da Diva, Minorities and Mental Health Video Series, Dr. Ian Smith Explains Why Hes Worried About Public Reaction To Johnson & Johnson Vaccine [WATCH], The Lo Down: Lil Uzi Vert Goes Public With JT + Andra Day Makes Golden Globe History, Hip Hop Spot: Kevin Durant Responds to Kash Dolls Tweet In The Battle Over The KD Initials [WATCH], Keri Hilson On Her Role Dont Waste Your Pretty & The Worst Piece Of Relationship Advice Shes Heard [EXCLUSIVE INTERVIEW], Kamala Harris Addresses Vaccine Hesitancy & Florida Officials Crack Down On Spring Break [WATCH], Whos Cappin?! Isabel Berwick We had loads of questions from webinar viewers on everything from how to handle debts, to what financial advice young people should be getting. There are lots of apps that dont offer direct investment, but will offer you kind of like coaching on money. And now weve sort of moved on to investing. Isabel Berwick So, Claer, whats your earliest money memory? For the past seven years Kyle anchored The Chicago Morning Takeover, where he served as ringleader for a cast that woke up the city every morning with laughs, news, interviews, entertainment gossip , skits, parodies, features, mix shows and more. Grab a copy of the FT Weekend newspaper or follow me on Instagram. setTimeout( function() { But then there are also smaller platforms, app-based ones where you can start from as little as a pound. So theres a lot of emotional constructs that exist around money. Often someone will hang back at the back and they always know that they want to talk to me about debt when everyone else is gone because there is this huge sense of shame. Theyll run different courses. Claer Barrett Wow. "Look at how it was five years ago and how it is now," Hinton said. Huntsville-Decatur AL WEUP-FM 103.1 There's been no official word on a replacement. Thank you for subscribing! @MorningHustleAM. Isabel Berwick Yeah. I mean, youre a very expert user of social media. Kandi Burruss Labeled A Side Chick By Father Of Her Oldest Daughter Riley, Hip Hop Spot: Bobby Shmurda Release Date Set + 42 Dugg & Roddy Ricch Both Okay After Reported Shooting On Set [WATCH], The Lo Down: DaBaby Responds To Rumors He Dissed JoJo Siwa In Beatbox Freestyle + Kim & Kanye Call It Quits. this morning to Block of Block Entertainment after this recent interview and how he spoke about Kandi. Give Aunty Claer her card. But nevertheless, you know, they know that its a transaction, but they dont see the value. And one of my favourite Instagrammers, Debt Camel follow her if you dont already was a guest on a recent episode. Well, you know, well use the credit card. Text BALTIMORE to 24042 to join! But you know, every time you get an opportunity to give your child a little ad hoc maths lesson, you know, like youre paying for the bills somewhere, challenge them to do the math. My Working It podcast is out weekly. I can draw on them, in the meantime, if I have an emergency. Im gonna take it out. And unfortunately, the double-edged sword of the apps is like, yes, its easy to get started. Youve mentioned the magic of Isas. I think often, you know, when people get together, they didnt realise that the other one has debt problems. But we mustnt let it ruin our lives, educate ourselves, and empower ourselves to get into a better place. It was a Mexican standoff where both corners backed away with guns drawn. In the meantime we are actively looking for a replacement and will be making an announcement soon., As RAMP was hitting our publishing deadline Monday evening we received the sad news of the passing of legendary, Cumulus Indianapolis welcomes Jill Taylor Testerman in the dual role of midday personality on Country 95.5 WFMS and Digital. . Weve got to. The rapper previously hosted nights at Radio Ones 97.9 The Beat KBFB Dallas and continues to co-host the syndicated TV show Dish Nation. During the interview, host Lore'l proceeded to ask Kehlani: "when it . Isabel Berwick Yes, because a big part of your book is encouraging honesty and openness. Cleveland WENZ-FM 107.9 Dont get out of your depth. Because youre involved with the Financial Times FLIC campaign, financial literacy and inclusion. Claer Barrett I do write things down. Action: Mike Dee, Tim Murphy, Steele Upped To PM Drive, WJJK/Indianapolis, Mailing Address: 25876 The Old Road #254, Valencia, CA 91381. But it does take nerves and it does really help me to think Im not gonna need that money until Im 60, so Im gonna leave it alone. So you need lots of things. As weve said maybe youre saving up towards having a baby, paying for childcare. Claer Barrett Again, in terms of what you want to do. Singer DaniLeigh appears to be digging herself a deeper hole with another apology stemming from the Yellow Bone controversy. Copyright 2023 RadioInsight / RadioBB Networks. Headkrack and Monica Lorel Torres remain in place on The Morning Hustle. Your first port of call should always be, If I pay more into my company pension, will my employer also pay in more? Its called matched contributions. Visit our, Kyle Santillian Joins The Morning Hustle As Headkrack Exits, Beasley Appoints Mike Cutchall As Las Vegas VP/Market Manager, Ramona Halloway To Move From WLNK Mornings to Radio One Charlotte Community Affairs Manager, Cort Johnson Joins 98.1 The Breeze For Mornings As Jack Kulp Retires, Christen Limon Rises To KYSR Music Coordinator, WKHX Launches Amanda & Garrett In Middays. But as a way of getting started, dipping your toe in the water, I think, you know, absolutely fine. See our privacy policy. And it wasnt that they didnt know what to do. Claer Barrett I want this for my hobby. Well, OK, youve got to sell the roller skates first.. This is a really common question that listeners of Money Clinic podcast ask us a lot. So when I look at the balance and its gone down a bit, I dont panic and want to take the money out, which is the number one mistake that new investors make Oh, Ive lost money! And as I said before, do follow Debt Camel, shes a registered debt adviser and she does a brilliant job on Instagram of just making it more normal to talk about living with debt, which most of us are, lets face it, especially during the cost of living crisis. Hinton has many concerns about AI. . Lore'l is calling CAP on the entire franchise & host Chris Harrison after his decision to step aside after failing to condemn current contestant Rachael Kirkconnell's past racist behavior. Joining Headkrak and Angie Ange on this exciting new journey will be OnAir Jordan, Lorel, and Billy Sorrells. Or Im IsabelBerwick on LinkedIn. Stream live CNN, FOX News Radio, . Jonathan Small So you never really know who anyone is online. Thats the incentive from the government, from employers for us to do that. The Morning Hustle show will feature Headkrack, Angie Ange and more. Im thinking: Im 46 now. Those free debt charities, thats what theyre there for. Claer Barrett Yes. Spinderella Goes on Twitter Rant About Salt-N-Pepa Leaving Her Out of Lifetime Biopic [WATCH], Dr. Ian Smith Explains What You Need To Know About The Coronavirus Variants & Impact On Vaccines, DaniLeighs Apology Stirs Yellow Bone Pot Even More & Beyonc Teases New Ivy Park Collection, Hip-Hop Spot: Rick Ross Gets Fried For Misogyny After Signed Clip Resurfaces [WATCH], G.G. More Alleged Abuse Victims of Jonathan Majors Come Forward, Elon Musk Insists George Washington Was More Than A Slave Owner, Bill Maher Stans, L's & Found: Nike Restocking Air Jordan 1 "Lost and Found" This Week, Allegedly, 15 Music Stars Who Had Disturbing Relationships With Their Entourages [Photos], BET Uncut Is Not Coming Back; Here's Its 15 Wildest Videos Anyway, 7 Black Musicians Who Died of AIDS [PHOTOS], The 15 Best Celebrity Shoots For Playboy Mags Nude Edition [Photos]. Isabel Berwick Thats all the small print for now. The Morning Hustle show will feature Headkrack, Angie Ange and more. How do we know, you know, who to listen to? Having a credit card can be a good idea because youre building up a history of being able to borrow money and pay it back, borrow money and pay it back. THE MORNING HUSTLE is the freshest program in broadcast with an entertaining, humorous and informative take on urban pop culture from the Millennial and Generation Z point of view, meant to wake up its audience to the beat of today's Hip Hop. They do online appointments. So if youre buying one thing a month on it, paying it back in full when the bill comes in, maybe even set up a direct debit to pay the amount off in full thats a good habit to get into. Lester Raynel Ruffin, professionally known as HeadKrack, is an American radio host, YouTuber, actor, rapper, host on the TV show Dish Nation.According to the 2023 estimates, the Headkrack Net Worth is around $5 million.Lately, HeadKrack, whose real name is Lester Raynel Ruffin, has been performing as one of the hosts of the Rickey Smiley Morning Show.
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